This interactive session explores how everyday money decisions influence long-term financial confidence. It covers practical ways to manage spending, build savings, and stay mindful when borrowing, while introducing the basics of investing, planning, and growing money over time. The discussion also touches on everyday fraud risks and simple ways to stay alert, helping participants recognize common scams and protect themselves as they manage their finances. These ideas come together in a way that allows participants to connect financial choices to personal goals and everyday responsibilities, without feeling technical or overwhelming